Invest your way home

Your down payment, working harder.

Stop parking your down payment in a savings account. Invest it the right way and reach your goal years sooner.

See an example

~ 2 minutes·Free plan preview

Your projection

Estimated home price

$540,000

Target date

Oct 2026

Savings progress42%

Note from Keystone:

Increasing your monthly contribution by $250 moves your purchase date forward by 4 months.

Process

Everything you need
to get the keys.

01.

The Audit

See exactly where you stand today across cash, savings, and brokerage accounts. No spreadsheets required.

02.

The Plan

Pick a target home and we model save-vs-invest side by side, so you see how many years investing shaves off your timeline.

03.

The Purchase

When you're ready, we match you with lenders and agents specialized in your target market.

Buying window

2024202520262027

Watch your timeline shrink.

Invest your down payment in a portfolio matched to your timeline. As markets move and you contribute, your buy date updates in real time.

+Save vs. invest, side by side
+Risk matched to your timeline
+Live buy-date forecasting

Fair pricing

Simple pricing. Serious progress.

7-day free trial.

Keystone Plus

$5/mo

Compare plans

Bonus: Pro ($11/mo) adds Auto-Investing.

Frequently asked questions

The average savings account earns ~0.38%. Keystone builds a structured plan around your real timeline, target market prices, and risk tolerance — so you arrive at closing with the right number, not just a balance.